New contender for best grocery rewards credit card

Paceline has a new credit card that very well may be the most lucrative grocery rewards card on the market. In fact, it may be the most generous cash back card of any type – with one big caveat. You need to get moving.

This card links its rewards to your physical activity. As long as you exercise for at least 150 minutes every week, you’ll get 5 percent cash back at a wide variety of health and wellness locations. That includes just about all grocery stores, also gym memberships, other fitness apps and subscriptions, sporting goods stores, athletic apparel, drugstores, pharmacies – it’s a pretty long list.

And, perhaps even better, you get 3 percent cash back on everything else as long as you hit that exercise requirement. So that’s way better than most credit cards. Normally, we view 2 percent cash back as a good flat rate. But this card starts at 3, you get 5 percent cash back on those health and wellness categories I mentioned, again if you hit the exercise requirement.

Otherwise, your rewards are cut in half. So this is really one for fitness enthusiasts. But I love how broadly they’ve defined the categories. You could also qualify for a free Apple Watch if you hit that weekly exercise goal.

I’ll be really interested to see if these rewards stick around, because this is a new card with some amazing offers. Provided this sticks around, it really is at the tip-top of the cash back space.

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