Credit Score Explained

Credit scores explained in a simple, easy to understand way. Whether you’re new to credit scores, and maybe you just got your first credit card, or you’re just looking to enhance your knowledge and learn how to improve your credit score, this is the perfect video for you. I explain the history and purpose of credit scores. Then I tell you about the highest possible credit score, the lowest possible credit score, and what’s a good credit score – for both the FICO score and the Vantage score. And finally I tell you about the five factors that influence your credit score.

Got any questions about credit scores? Let me know in the comments.

Check your credit score for free:

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FOR EDUCATIONAL AND INFORMATIONAL PURPOSES ONLY. NOT LEGAL OR FINANCIAL ADVICE. The information provided in this video and on this channel is for educational and informational purposes only. It is not intended to be a substitute for legal or financial advice that can be provided by your own attorney, accountant, and/or financial advisor. Practical Personal Finance accepts no liability whatsoever for any losses or damages arising from your own personal financial decisions. You are advised to consult with your financial advisor, tax professional, or attorney regarding any and all financial decisions involving your own income and taxes.

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