Debt Management Tips : Who Regulates Credit Counselors?

Each state has different regulating standards for credit counselors, but make sure the agency is affiliated with the AICCCA or NFCC. Choose a credit counselor that has a clean report with the better business bureau with insight from a certified public accountant and credit counselor in this free video on debt management.

Expert: Jerrie Guthrey
Bio: Jerrie Guthrey has been a certified public accountant and credit counselor since 1992.
Filmmaker: Jack Guthrey

Factors to Consider Before Investing in Target-Date Funds

The philosophy of target-date funds is that as one ages, the proportion of stocks in their portfolio should decline, while their exposure to less volatile fixed-income positions increases. However, it is important to consider other potential income sources and the timing of your expenses during retirement before committing your nest egg to these investment vehicles.

Trying to Put a Happy Face On the Fed

Want to know which way to go with your investments in the next three to five years? Will gold, energy stocks, defense stocks make a comeback? Will inflation persist? Is now a good time to invest? Does the Fed have any idea about the future in the markets?

What You Need to Know Before You Purchase Tax Lien Certificates

Banks are the biggest investors on tax lien certificates. This only proves how safe and highly lucrative an investment can be. Every year, millions of American citizens fail to pay their property taxes. The government then generates tax lien certificates for sale to continuously fund community functions. At the same time, they allow investors to buy bad debts to give time to homeowners in paying their overdue property tax. But one cannot invest without completely understanding the process and rules behind it. So here’s what you need to know before purchasing tax liens:

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